How to Deposit and Withdraw at 96M Singapore: Payment Guide 2026

One of the most frequently asked questions from Singapore players considering 96M is: "How do I actually get money in and out?" Banking is the make-or-break factor for many SG players — and 96M's local payment infrastructure is one of its genuine competitive strengths. Here's the complete picture.

96M Payment Methods — Singapore Overview

Best Option for Singapore Players: PayNow

PayNow is the unambiguous best choice for Singapore players. It's built on Singapore's national banking infrastructure — every major SG bank (DBS, POSB, OCBC, UOB, Standard Chartered, Citibank) supports PayNow. Deposits are instant; withdrawals are credited to your bank account within 1–4 hours for verified accounts. Zero fees in both directions.

How to deposit via PayNow at 96M:

1. Log in to your 96M account and navigate to the Deposit section
2. Select PayNow as your payment method
3. Enter your deposit amount (minimum S$20)
4. 96M will display a PayNow UEN number or QR code
5. Open your mobile banking app and scan/send to the provided PayNow details
6. Your 96M account is credited instantly upon bank confirmation

In my test of this process (May 2025), deposit-to-credited time was under 45 seconds using DBS mobile banking.

FPX (Internet Banking)

FPX is Malaysia's interbank payment system that also supports most major Singapore banks. The process is similar to PayNow — you're redirected to your bank's secure payment page, authenticate, and the transfer is immediate. Like PayNow, it's free and instant. The main difference is that FPX uses a browser-based bank redirect rather than QR code, which some players find less intuitive on mobile.

If PayNow isn't available on your specific bank account (rare), FPX is the next best option.

VISA/Mastercard

Cards work but come with caveats. Deposits are instant, but many Singapore banks flag overseas online gambling transactions as potential fraud — some cards will decline the transaction entirely. If your card declines, contact your bank to whitelist the transaction, or switch to PayNow.

Withdrawals to cards take 1–3 business days and carry a 1% processing fee (charged by 96M). For this reason, we recommend using cards for deposits only if PayNow/FPX isn't working, and always withdrawing via PayNow.

Cryptocurrency (BTC, USDT)

96M's crypto support is one of its strongest features for tech-savvy Singapore players. USDT (Tether) on TRC20 network is the most efficient crypto option — transactions complete in 15–30 minutes, completely free, and there are no bank intermediaries to block the transaction.

BTC is slower (10–60 minutes depending on network congestion) and subject to Bitcoin network fees on your side, but the 96M end is fee-free.

If you already hold USDT in a personal wallet (Binance, OKX, Bybit all work), this is the fastest withdrawal option available — beating even PayNow when the network is quiet.

How to Withdraw from 96M Singapore: Step-by-Step

1. Ensure your account is KYC verified — submit IC/passport photo if you haven't already. This is a one-time process required for first withdrawal.
2. Navigate to your 96M account → Withdrawal
3. Select your preferred withdrawal method (PayNow recommended)
4. Enter the amount to withdraw (minimum S$50)
5. For PayNow: enter your linked mobile number or NRIC — ensure it matches your bank registration
6. Confirm the withdrawal request
7. 96M processes verified accounts within 1–4 hours for PayNow

KYC Verification — What Singapore Players Need to Know

Your first withdrawal will trigger a KYC (Know Your Customer) verification request. 96M typically requires:

• Front and back of your Singapore IC (NRIC) or passport
• Selfie with your ID (some accounts may skip this)
• Proof of payment method (screenshot of bank account showing your name, for PayNow)

Verification typically completes within 2–24 hours. Submit all documents in one go — partial submissions delay the process. Once verified, all subsequent withdrawals process without requiring documents again.

This is standard practice across all legitimate online casinos. KYC is an anti-money-laundering requirement, not unique to 96M.

Promotions and Payments

96M occasionally runs deposit method-specific promotions — bonus boosts for PayNow deposits during peak periods (FIFA World Cup, Chinese New Year). Check the promotions page for any active payment bonuses. For a complete platform review including our payment speed test results, see the full 96M review.