/* ============================================================
   96M SGPO — style.css
   CSS prefix: po-*
   Font: Poppins (Google Fonts, weights 400/600/700)
   Primary: #FF8A00 | Accent/Text: #0524DD | BG: #FFFFFF
   Teal strip: #00B4D8 | Teal dark footer: #0077A3
   ============================================================ */

:root {
  --po-primary:    #FF8A00;
  --po-accent:     #0524DD;
  --po-bg:         #FFFFFF;
  --po-teal:       #00B4D8;
  --po-teal-dark:  #0077A3;
  --po-teal-bg:    #F0FBFF;
  --po-text:       #333333;
  --po-muted:      #555555;
  --po-white:      #FFFFFF;
  --po-radius:     10px;
  --po-font:       "Poppins", "SF Pro Display", -apple-system, BlinkMacSystemFont, sans-serif;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: var(--po-font);
  font-size: 16px;
  color: var(--po-text);
  background: var(--po-bg);
  line-height: 1.75;
}

a { color: var(--po-accent); text-decoration: none; }
a:hover { text-decoration: underline; }
img { max-width: 100%; height: auto; display: block; }

h1, h2, h3, h4 { color: var(--po-accent); font-weight: 700; line-height: 1.3; }
h1 { font-size: 2.8rem; margin-bottom: 16px; }
h2 { font-size: 2rem; margin-bottom: 12px; }
h3 { font-size: 1.3rem; font-weight: 600; margin-bottom: 8px; }
h4 { font-size: 1rem; font-weight: 600; }
p  { margin-bottom: 1rem; }
ul, ol { padding-left: 1.5rem; margin-bottom: 1rem; }
li { margin-bottom: 4px; }
strong { color: var(--po-accent); }

/* ---- Utility ---- */
.po-container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}
.po-text-center { text-align: center; }
.po-mt-8  { margin-top: 8px; }
.po-mt-16 { margin-top: 16px; }
.po-mt-24 { margin-top: 24px; }
.po-mt-32 { margin-top: 32px; }
.po-mb-8  { margin-bottom: 8px; }
.po-mb-16 { margin-bottom: 16px; }
.po-mb-24 { margin-bottom: 24px; }
.po-mb-32 { margin-bottom: 32px; }

/* ---- Buttons ---- */
.po-btn {
  display: inline-block;
  padding: 10px 24px;
  border-radius: var(--po-radius);
  font-family: var(--po-font);
  font-size: 15px;
  font-weight: 600;
  cursor: pointer;
  text-decoration: none;
  transition: opacity 0.2s, background 0.2s, color 0.2s;
  border: 2px solid transparent;
  line-height: 1.4;
}
.po-btn:hover { text-decoration: none; }
.po-btn--primary {
  background: var(--po-primary);
  color: var(--po-white);
  border-color: var(--po-primary);
}
.po-btn--primary:hover { opacity: 0.9; }
.po-btn--outline {
  background: transparent;
  color: var(--po-accent);
  border-color: var(--po-accent);
}
.po-btn--outline:hover { background: var(--po-accent); color: var(--po-white); }
.po-btn--teal {
  background: var(--po-teal);
  color: var(--po-white);
  border-color: var(--po-teal);
}
.po-btn--teal:hover { background: var(--po-teal-dark); border-color: var(--po-teal-dark); }
.po-btn--outline-teal {
  background: transparent;
  color: var(--po-teal-dark);
  border-color: var(--po-teal);
}
.po-btn--outline-teal:hover { background: var(--po-teal); color: var(--po-white); }
.po-btn--lg { padding: 14px 36px; font-size: 17px; }
.po-btn--sm { padding: 6px 16px; font-size: 13px; }
.po-btn--block { display: block; width: 100%; text-align: center; }

/* ---- Navigation ---- */
.po-nav {
  position: sticky;
  top: 0;
  z-index: 100;
  background: var(--po-white);
  border-bottom: 2px solid transparent;
  transition: border-color 0.3s, box-shadow 0.3s;
}
.po-nav--scrolled {
  border-bottom-color: var(--po-teal);
  box-shadow: 0 2px 16px rgba(0, 0, 0, 0.08);
}
.po-nav__inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
  display: flex;
  align-items: center;
  gap: 24px;
  height: 68px;
}
.po-nav__logo img { width: 120px; height: auto; }
.po-nav__links {
  display: flex;
  list-style: none;
  gap: 20px;
  margin: 0;
  padding: 0;
  flex: 1;
  justify-content: center;
}
.po-nav__links a {
  font-weight: 600;
  font-size: 14px;
  color: var(--po-accent);
  padding-bottom: 4px;
  border-bottom: 2px solid transparent;
  transition: border-color 0.2s, color 0.2s;
  white-space: nowrap;
}
.po-nav__links a:hover,
.po-nav__links a.po-nav__link--active {
  border-bottom-color: var(--po-teal);
  text-decoration: none;
}
.po-nav__cta { display: flex; gap: 8px; flex-shrink: 0; }
.po-nav__hamburger {
  display: none;
  background: none;
  border: none;
  font-size: 26px;
  cursor: pointer;
  color: var(--po-accent);
  margin-left: auto;
  padding: 4px;
}

@media (max-width: 900px) {
  .po-nav__links { gap: 12px; }
  .po-nav__links a { font-size: 13px; }
}
@media (max-width: 768px) {
  .po-nav__hamburger { display: block; }
  .po-nav__cta { display: none; }
  .po-nav__links {
    display: none;
    flex-direction: column;
    position: absolute;
    top: 68px;
    left: 0;
    right: 0;
    background: var(--po-white);
    padding: 16px 24px;
    border-bottom: 2px solid var(--po-teal);
    box-shadow: 0 8px 24px rgba(0,0,0,0.1);
    gap: 12px;
    justify-content: flex-start;
    z-index: 99;
  }
  .po-nav__links--open { display: flex; }
  .po-nav__links a { font-size: 15px; padding: 4px 0; }
}

/* ---- Access Bar ---- */
.po-access-bar {
  background: var(--po-teal-bg);
  border-bottom: 1px solid var(--po-teal);
  padding: 8px 24px;
  display: flex;
  align-items: center;
  gap: 12px;
  flex-wrap: wrap;
  overflow-x: auto;
}
.po-access-bar__label { font-size: 13px; color: var(--po-muted); white-space: nowrap; flex-shrink: 0; }
.po-access-bar__links { display: flex; gap: 8px; align-items: center; flex-wrap: wrap; }
.po-access-bar__btn {
  font-size: 13px;
  font-weight: 600;
  padding: 4px 14px;
  border-radius: 20px;
  border: 1.5px solid var(--po-teal);
  color: var(--po-teal-dark);
  background: var(--po-white);
  cursor: pointer;
  white-space: nowrap;
  transition: background 0.2s, color 0.2s;
}
.po-access-bar__btn:hover { background: var(--po-teal); color: var(--po-white); text-decoration: none; }
.po-access-bar__all { font-size: 13px; color: var(--po-muted); white-space: nowrap; margin-left: 4px; }

@media (max-width: 600px) {
  .po-access-bar { flex-wrap: nowrap; }
  .po-access-bar__links { flex-wrap: nowrap; }
}

/* ---- Hero ---- */
.po-hero {
  background: linear-gradient(135deg, #e8f8ff 0%, var(--po-teal-bg) 100%);
  padding: 80px 24px;
  text-align: center;
}
.po-hero__rating {
  display: inline-block;
  background: var(--po-teal);
  color: var(--po-white);
  padding: 4px 16px;
  border-radius: 20px;
  font-size: 14px;
  font-weight: 600;
  margin-bottom: 20px;
}
.po-hero h1 { margin-bottom: 16px; max-width: 800px; margin-left: auto; margin-right: auto; }
.po-hero__sub {
  font-size: 18px;
  color: var(--po-muted);
  max-width: 580px;
  margin: 0 auto 32px;
}
.po-hero__ctas { display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; }

/* ---- Trust Strip ---- */
.po-trust-strip {
  background: var(--po-accent);
  color: var(--po-white);
  padding: 16px 24px;
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 32px;
  flex-wrap: wrap;
}
.po-trust-strip span {
  font-size: 13px;
  font-weight: 600;
  white-space: nowrap;
  display: flex;
  align-items: center;
  gap: 6px;
}
.po-trust-strip span::before { content: "✓"; color: var(--po-teal); font-weight: 700; }

/* ---- Section ---- */
.po-section { padding: 64px 24px; }
.po-section--teal { background: var(--po-teal-bg); }
.po-section--grey { background: #f8f9fa; }
.po-section__header { text-align: center; margin-bottom: 40px; }
.po-section__header p { color: var(--po-muted); max-width: 600px; margin: 12px auto 0; font-size: 17px; }
.po-section__header h2 { margin-bottom: 0; }

/* ---- Grids ---- */
.po-grid { display: grid; gap: 24px; }
.po-grid--3 { grid-template-columns: repeat(3, 1fr); }
.po-grid--2 { grid-template-columns: repeat(2, 1fr); }
.po-grid--4 { grid-template-columns: repeat(4, 1fr); }

/* ---- Cards ---- */
.po-card {
  background: var(--po-white);
  border-radius: var(--po-radius);
  border: 1px solid #d6eff8;
  padding: 28px;
  box-shadow: 0 2px 12px rgba(0,180,216,0.07);
  transition: box-shadow 0.2s, transform 0.2s;
  display: flex;
  flex-direction: column;
}
.po-card:hover { box-shadow: 0 6px 28px rgba(0,180,216,0.15); transform: translateY(-3px); }
.po-card__badge {
  display: inline-block;
  background: var(--po-primary);
  color: var(--po-white);
  font-size: 11px;
  font-weight: 700;
  padding: 3px 10px;
  border-radius: 20px;
  margin-bottom: 12px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  align-self: flex-start;
}
.po-card__badge--teal { background: var(--po-teal); }
.po-card__badge--green { background: #22c55e; }
.po-card__icon { font-size: 2.5rem; margin-bottom: 16px; }
.po-card__amount {
  font-size: 2.2rem;
  font-weight: 700;
  color: var(--po-primary);
  margin: 8px 0 4px;
  line-height: 1;
}
.po-card__title { font-size: 1.1rem; font-weight: 700; color: var(--po-accent); margin-bottom: 8px; }
.po-card__text { font-size: 14px; color: var(--po-muted); margin-bottom: 16px; flex: 1; }
.po-card__tc { font-size: 12px; color: var(--po-muted); font-style: italic; margin-bottom: 16px; }
.po-card__cta { margin-top: auto; }

/* ---- Rating Table ---- */
.po-rating-table { width: 100%; border-collapse: collapse; margin: 24px 0; font-size: 15px; }
.po-rating-table th,
.po-rating-table td { padding: 12px 16px; text-align: left; border-bottom: 1px solid #e0f3fa; }
.po-rating-table th { background: var(--po-teal-bg); color: var(--po-accent); font-weight: 700; }
.po-rating-table tr:hover td { background: var(--po-teal-bg); }
.po-rating-score { color: var(--po-primary); font-weight: 700; font-size: 1.1rem; }

/* ---- Generic Table ---- */
.po-table-wrap { overflow-x: auto; margin: 24px 0; }
.po-table-wrap table { width: 100%; border-collapse: collapse; font-size: 14px; }
.po-table-wrap th, .po-table-wrap td { padding: 11px 14px; text-align: left; border-bottom: 1px solid #e0f3fa; }
.po-table-wrap th { background: var(--po-accent); color: var(--po-white); font-weight: 600; }
.po-table-wrap tr:nth-child(even) td { background: var(--po-teal-bg); }

/* ---- Blog Post Cards ---- */
.po-blog-card {
  background: var(--po-white);
  border: 1px solid #d6eff8;
  border-radius: var(--po-radius);
  padding: 24px;
  display: flex;
  flex-direction: column;
  box-shadow: 0 2px 10px rgba(0,180,216,0.05);
  transition: box-shadow 0.2s, transform 0.2s;
}
.po-blog-card:hover { box-shadow: 0 6px 24px rgba(0,180,216,0.12); transform: translateY(-2px); }
.po-blog-card__cat {
  font-size: 11px;
  font-weight: 700;
  color: var(--po-teal-dark);
  text-transform: uppercase;
  letter-spacing: 0.8px;
  margin-bottom: 8px;
}
.po-blog-card__title { font-size: 1.05rem; font-weight: 700; color: var(--po-accent); margin-bottom: 10px; line-height: 1.4; }
.po-blog-card__excerpt { font-size: 14px; color: var(--po-muted); flex: 1; margin-bottom: 12px; }
.po-blog-card__meta { font-size: 12px; color: var(--po-muted); margin-bottom: 12px; }
.po-blog-card__read { font-size: 14px; font-weight: 600; color: var(--po-teal-dark); margin-top: auto; }
.po-blog-card__read:hover { color: var(--po-primary); text-decoration: none; }

/* ---- Author Byline ---- */
.po-byline {
  display: flex;
  align-items: center;
  gap: 16px;
  padding: 16px 20px;
  background: var(--po-teal-bg);
  border-radius: var(--po-radius);
  margin-bottom: 24px;
  border-left: 4px solid var(--po-teal);
}
.po-byline__avatar {
  width: 52px;
  height: 52px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--po-teal) 0%, var(--po-teal-dark) 100%);
  flex-shrink: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  font-weight: 700;
  color: var(--po-white);
}
.po-byline__info { display: flex; flex-direction: column; gap: 3px; }
.po-byline__name { font-weight: 700; color: var(--po-accent); font-size: 15px; }
.po-byline__role { font-size: 13px; color: var(--po-muted); }
.po-byline__date { font-size: 12px; color: var(--po-muted); }

/* ---- Disclosure ---- */
.po-disclosure {
  background: #fff9f0;
  border: 1px solid #ffd580;
  border-radius: var(--po-radius);
  padding: 12px 16px;
  font-size: 13px;
  color: var(--po-muted);
  margin-bottom: 24px;
  line-height: 1.5;
}

/* ---- Table of Contents ---- */
.po-toc {
  background: var(--po-teal-bg);
  border: 1px solid var(--po-teal);
  border-radius: var(--po-radius);
  padding: 20px 28px;
  margin-bottom: 36px;
}
.po-toc__title { font-size: 1rem; font-weight: 700; color: var(--po-accent); margin-bottom: 14px; }
.po-toc ol { margin: 0; padding-left: 20px; }
.po-toc li { margin-bottom: 6px; }
.po-toc a { font-size: 14px; color: var(--po-teal-dark); font-weight: 500; }
.po-toc a:hover { color: var(--po-primary); }

/* ---- FAQ ---- */
.po-faq { margin-top: 48px; }
.po-faq h2 { margin-bottom: 24px; }
.po-faq-item { border-bottom: 1px solid #e0f3fa; padding: 20px 0; }
.po-faq-item:first-of-type { border-top: 1px solid #e0f3fa; }
.po-faq-item h3 { font-size: 1rem; color: var(--po-accent); margin-bottom: 10px; font-weight: 600; }
.po-faq-item p { font-size: 15px; color: var(--po-text); margin: 0; }

/* ---- Article Layout ---- */
.po-article {
  max-width: 860px;
  margin: 0 auto;
  padding: 48px 24px 64px;
}
.po-article h2 { margin: 40px 0 16px; }
.po-article h3 { margin: 28px 0 12px; }
.po-article ul, .po-article ol { margin-bottom: 20px; }

/* ---- Page Header Banner (non-homepage) ---- */
.po-page-header {
  background: linear-gradient(135deg, #e8f8ff 0%, var(--po-teal-bg) 100%);
  padding: 48px 24px;
  border-bottom: 2px solid var(--po-teal);
}
.po-page-header__inner { max-width: 860px; margin: 0 auto; }
.po-page-header h1 { margin-bottom: 8px; }
.po-page-header p { color: var(--po-muted); font-size: 17px; margin: 0; }

/* ---- Breadcrumb ---- */
.po-breadcrumb {
  max-width: 1200px;
  margin: 0 auto;
  padding: 10px 24px;
  font-size: 13px;
  color: var(--po-muted);
  display: flex;
  gap: 6px;
  flex-wrap: wrap;
}
.po-breadcrumb a { color: var(--po-teal-dark); }
.po-breadcrumb a:hover { text-decoration: underline; }
.po-breadcrumb__sep { color: var(--po-muted); }

/* ---- "From Our Blog" section ---- */
.po-from-blog { padding: 48px 24px; background: var(--po-teal-bg); }
.po-from-blog__inner { max-width: 1200px; margin: 0 auto; }
.po-from-blog h2 { margin-bottom: 28px; }

/* ---- RG Warning Box ---- */
.po-rg-box {
  background: #fff3cd;
  border: 1px solid #ffc107;
  border-radius: var(--po-radius);
  padding: 16px 20px;
  font-size: 14px;
  color: var(--po-text);
  margin: 24px 0;
}
.po-rg-box strong { color: #856404; }

/* ---- Info Box ---- */
.po-info-box {
  background: var(--po-teal-bg);
  border: 1px solid var(--po-teal);
  border-radius: var(--po-radius);
  padding: 16px 20px;
  font-size: 14px;
  margin: 24px 0;
}

/* ---- Highlight Box ---- */
.po-highlight-box {
  background: #fff9f0;
  border-left: 4px solid var(--po-primary);
  padding: 16px 20px;
  border-radius: 0 var(--po-radius) var(--po-radius) 0;
  margin: 24px 0;
}

/* ---- Stats Row ---- */
.po-stats { display: flex; gap: 24px; flex-wrap: wrap; margin: 24px 0; }
.po-stat { text-align: center; flex: 1; min-width: 120px; }
.po-stat__num { font-size: 2.2rem; font-weight: 700; color: var(--po-primary); line-height: 1; }
.po-stat__label { font-size: 13px; color: var(--po-muted); margin-top: 4px; }

/* ---- Contact Form ---- */
.po-form { max-width: 600px; }
.po-form-group { margin-bottom: 20px; }
.po-form-group label { display: block; font-weight: 600; font-size: 14px; color: var(--po-accent); margin-bottom: 6px; }
.po-form-group input,
.po-form-group select,
.po-form-group textarea {
  width: 100%;
  padding: 10px 14px;
  border: 1.5px solid #c8e8f5;
  border-radius: 0;
  font-family: var(--po-font);
  font-size: 15px;
  color: var(--po-text);
  background: var(--po-white);
  outline: none;
  transition: border-color 0.2s;
}
.po-form-group input:focus,
.po-form-group textarea:focus { border-color: var(--po-teal); }
.po-form-group textarea { height: 140px; resize: vertical; }

/* ---- Team Cards ---- */
.po-team-card {
  background: var(--po-white);
  border: 1px solid #d6eff8;
  border-radius: var(--po-radius);
  padding: 28px;
  text-align: center;
  box-shadow: 0 2px 10px rgba(0,180,216,0.06);
}
.po-team-card__avatar {
  width: 80px;
  height: 80px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--po-teal) 0%, var(--po-teal-dark) 100%);
  margin: 0 auto 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 28px;
  font-weight: 700;
  color: var(--po-white);
}
.po-team-card__name { font-size: 1.1rem; font-weight: 700; color: var(--po-accent); margin-bottom: 4px; }
.po-team-card__role { font-size: 13px; color: var(--po-teal-dark); font-weight: 600; margin-bottom: 12px; }
.po-team-card__bio { font-size: 14px; color: var(--po-muted); }

/* ---- Footer ---- */
.po-footer {
  background: var(--po-teal-dark);
  color: var(--po-white);
  padding: 56px 24px 28px;
}
.po-footer__inner {
  max-width: 1200px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 32px;
  margin-bottom: 40px;
}
.po-footer__logo { grid-column: span 4; margin-bottom: 8px; }
.po-footer__logo img { opacity: 0.9; }
.po-footer h4 {
  color: var(--po-white);
  font-size: 13px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1.2px;
  margin-bottom: 16px;
}
.po-footer ul { list-style: none; padding: 0; margin: 0; }
.po-footer li { margin-bottom: 9px; }
.po-footer a { color: rgba(255,255,255,0.78); font-size: 14px; transition: color 0.2s; }
.po-footer a:hover { color: var(--po-white); text-decoration: none; }
.po-footer__bottom {
  max-width: 1200px;
  margin: 0 auto;
  padding-top: 28px;
  border-top: 1px solid rgba(255,255,255,0.18);
}
.po-footer__bottom p { font-size: 13px; color: rgba(255,255,255,0.7); margin-bottom: 8px; line-height: 1.6; }
.po-footer__bottom a { color: rgba(255,255,255,0.88); }

/* ---- Inline CTA Banner ---- */
.po-cta-banner {
  background: linear-gradient(135deg, var(--po-primary) 0%, #ff6b00 100%);
  border-radius: var(--po-radius);
  padding: 36px 32px;
  text-align: center;
  margin: 48px 0;
  color: var(--po-white);
}
.po-cta-banner h2 { color: var(--po-white); margin-bottom: 8px; }
.po-cta-banner p { color: rgba(255,255,255,0.9); margin-bottom: 20px; font-size: 17px; }
.po-cta-banner .po-btn--outline { border-color: var(--po-white); color: var(--po-white); }
.po-cta-banner .po-btn--outline:hover { background: var(--po-white); color: var(--po-primary); }

/* ---- Sports Table ---- */
.po-sports-market { display: flex; align-items: flex-start; gap: 16px; padding: 20px 0; border-bottom: 1px solid #e0f3fa; }
.po-sports-market__icon { font-size: 2rem; flex-shrink: 0; }
.po-sports-market h3 { margin: 0 0 6px; font-size: 1rem; }
.po-sports-market p { margin: 0; font-size: 14px; color: var(--po-muted); }

/* ---- Responsive ---- */
@media (max-width: 1024px) {
  .po-grid--4 { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 900px) {
  .po-grid--3 { grid-template-columns: repeat(2, 1fr); }
  .po-footer__inner { grid-template-columns: repeat(2, 1fr); }
  .po-footer__logo { grid-column: span 2; }
}
@media (max-width: 640px) {
  h1 { font-size: 2rem; }
  h2 { font-size: 1.5rem; }
  h3 { font-size: 1.1rem; }
  .po-grid--3,
  .po-grid--2 { grid-template-columns: 1fr; }
  .po-footer__inner { grid-template-columns: repeat(2, 1fr); }
  .po-hero { padding: 48px 16px; }
  .po-hero__sub { font-size: 16px; }
  .po-section { padding: 40px 16px; }
  .po-trust-strip { gap: 16px; padding: 12px 16px; }
  .po-article { padding: 32px 16px 48px; }
  .po-page-header { padding: 32px 16px; }
  .po-cta-banner { padding: 28px 20px; }
  .po-byline { flex-direction: column; text-align: center; }
}
@media (max-width: 480px) {
  .po-footer__inner { grid-template-columns: 1fr; }
  .po-footer__logo { grid-column: span 1; }
  .po-grid--4 { grid-template-columns: 1fr; }
}